How Long Does It Take To Get a Duplicate Title In KY? (Real FACTS!)

Applying for and receiving a duplicate title in the State of Kentucky is a really simple affair—especially when compared to the often convoluted processes that other states require.

It’s also a very inexpensive process, with the only complication being the number of documents necessary for the application to proceed.

So, how long does it take to get a duplicate title in KY? An application for a duplicate title in Kentucky takes place in person and after the form(s) are processed, you’ll receive your title via mail-in roughly one week from the day the application was completed.

Kentucky does require a decent amount of documents and proofs, some of which aren’t always necessary, but it’s important to bring along everything you think you may need so that you have all of your bases covered.

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How To Apply For A Duplicate Title In Kentucky

In order to get the process started, download or pick up—at your local DMV—an Application for Kentucky Certificate of Title or Registration (TC 96-182).

You’ll need to fill it out and sign it in the presence of a certified notary, who must provide their signature so the form is properly notarized.

When you arrive at any Kentucky County Clerk’s Office, you’ll need to bring the application along with several documents and information:

Vehicle Identification Number (VIN)
Name, address, and social security number
Odometer Disclosure

There are several other documents that may or may not be necessary, but you should bring them with you just in case they’re needed.

Driver’s license or State issued identification
License plate number
Make, model, year, and Vin # of your vehicle
Vehicle’s registration paperwork/card
Proof of ownership
Lien details or Power of Attorney

The fee is very modest at $6 for submitting the application along with the processing fee. Depending on where you are in the state, you may have to pay an additional clerk’s fee of $2.

Your application will be processed on the spot while you are in the office, but you won’t receive it until it comes in the mail a week later.

It’s also important that any corrections, such as existing errors, name changes, address changes, or other noteworthy alterations get taken care of while you’re there.

It doesn’t make much sense to apply for a duplicate title only to have to do so again in the near future.

Is There An Expedited Process For Duplicate Title Applications In Kentucky?

All County Clerk’s offices in the state of Kentucky offer expedited duplicate titles—or any other types of title applications—for an additional fee of $25.

Once you’ve paid the fee, you can wait in the office and get your title on the same day. However, you can also opt to have it mailed to you in half the time of the standard week.

Unless you’re in a hurry, there’s no real reason to wait for a mailed copy, especially after throwing down $25. But at least there’s the knowledge that it won’t take an entire week to reach you.

How To Replace A Lost Title In Kentucky

In Kentucky, replacement and duplicate titles are kind of one and the same. Applying for a replacement title and a duplicate title involves essentially the same process.

For lost titles, fill out the Application for Kentucky Certificate of Title or Registration (TC 96-182)form and submit it at your local County Clerk’s office along with:

Proof of insurance
Driver’s license or State issued ID
Proof of legal name change—marriage or divorce documentation—if your name no longer matches the one on your registration

For the Kentucky Form TC 96-182, there’s a section that is labeled Certified Inspector Section which must be filled out as well. This section lists a few details on the vehicle and is a requirement.

Vehicle Identification Number
Odometer reading
Roadworthiness
Name and County of the Inspector
License and State of the owner
Certified Inspector’s signature, Inspector number, and date

The rest of the form is standard fare, including the sale date and purchase price of the vehicle. If there are joint owners, both names and signatures must be on the form.

If there is a current lienholder and the vehicle is still under lease, their name and signature must also be recorded, along with the lienholder’s county and full address.

The remainder of the form is for the County Clerk only, and only includes the vehicle’s title and plate, along with the type and date of issuance of the application.

Duplicate Title For Rebuilt Or Salvaged Vehicles In Kentucky

Kentucky allows for a pretty arduous process when it comes to applying for a duplicate title for a rebuilt or salvaged vehicle.

You have to first fill out and submit a TC 96-215, Affidavit of Motor Vehicle Assembled from Wrecked or Salvaged Motor Vehicles form. Along with this form, there are several documents and applications that also apply:

Original salvage title
Completed TC 96-182 form
Receipts for all purchased parts including the name and address of individuals from whom parts were purchased
List of purchased parts with the VIN#s from the vehicles those parts came from
Notarized Repair Statement on replacement parts and repair parts
Original plate from the salvaged vehicle (if available)
If there’s a lien recorded, a Lien Termination Statement from the original lienholder is required
If the vehicle is damaged to a point that is less than 75% of its book value, a statement from the insurance company that covered it is required
Federal Odometer Disclosure Statement if the vehicle is less than ten years old.

That’s a lot of information and it may take months to receive each document after the vehicle is thoroughly rebuilt and made roadworthy.

After it’s all said and done, however, Kentucky will issue a duplicate title to replace the salvage title.

There are exceptions to some requirements, such as the license plate of a salvaged vehicle, so some things may get thrown out or just disregarded throughout the process.

Special Titles In Kentucky

There are four types of what is considered a “special” title in the State of Kentucky:

Classic Motor Vehicle Project Title
Restored Classic Motor Vehicle Project Title
Foreign Titles
Rebuilt Titles

All of these categories of vehicles come with original titles, so it is considered a duplicate title and subject to the same TC 96-182 form.

Titles issued for the Classic Motor Vehicle Projects are only for vehicles older than 25 years and no longer roadworthy. These vehicles also cannot have had a previous title in Kentucky.

The Restored title works in conjunction with the Classic Motor Vehicle Project Title and comes after the vehicle is restored to roadworthy condition.

The vehicle must have an inspection completed by the local County Sheriff’s Office.

Once a restored title is received, a new title under form TC 96-182 can be applied for.

Foreign titles require an inspection by a local County Sheriff’s Department along with customs papers, a Tc 96-182 form, and proof of insurance.

If the original title is not in English, a translated copy from the vehicle’s manufacturer is required.

Titling For Out-Of-State Vehicles In Kentucky

Out-of-state titles aren’t very complicated in the State of Kentucky. One of the prerequisites is that you have to apply for and receive—if it’s not already insured—insurance within forty-five days of moving to Kentucky.

Driver’s license or State issued ID
A completed TC 96-182 form
Registration and bill of sale if the state you’re moving from only supplies those
Affidavit of proof of name change (Marriage License or Divorce Decree) if your name doesn’t match the name on your registration

You’ll pay the standard, $6 fee, along with a $2 Clerk fee if applicable and you’ll receive your title within the week.

Out-of-State Titles can also be applied for under the Speed title process at a local County Clerk’s office. Speed titles are overnighted to you or you can stop and pick yours up at what Kentucky calls a “One Stop Shop” if there is one locally.

Vehicles that were titled out-of-state don’t require any extraordinary hoops to jump through to complete the application process. By Kentucky law, all vehicles have to be titled and registered if they touch a highway inside the state.

It’s also nice to be able to take advantage of Kentucky’s Speed titling services, regardless of whether your vehicle is in-state or out-of-state.

As far as Kentucky is concerned, issuing a certificate of title is a one-size-fits-all approach.

Last But Not Least

As far as most states are concerned, Kentucky keeps things very simple. Standard duplicate titles are received within a week, four days in some cases.

Kentucky also offers an expedited process called Speed Titling, which is a great option for only a small, extra cost.

They also don’t charge you enough to force you to refinance your home in order to get a duplicate title. Six dollars is a steal considering that you will pay more to watch a mindless action movie in the theater.

Ultimately, the process for applying for a duplicate title and the speed of receiving it outpaces most states for the same, exact process.

References

https://www.jeffersoncountyclerk.org/