Does Trader Joe’s Accept EBT in NY? (Food Stamps + More)

does trader joe's accept ebt in ny

Electronic Benefits Transfer (EBT) has made it much easier for families and individuals to spend a particular amount on eligible food items with the assistance of the government. There are many different stores where you can use EBT and purchase the products you need.

Fortunately, Trader Joe’s accepts EBT cards in New York and in all its outlets present in 42 states. You can use the card to purchase many SNAP-eligible items, including meat, dairy, fruits, vegetables, cereal, and more. 

So, what exactly is EBT, and how can you use your card at Trader Joe’s? This article will answer all such questions and guide you through the process.

What is EBT?

EBT stands for Electronic Benefits Transfer, and it is a method introduced by the state agency to provide SNAP benefits to families and individuals in need. SNAP refers to the Supplemental Nutrition Assistance Program which helps low-income people spend cash electronically to purchase food. 

An EBT card is identical to a credit or debit card which removes the stigma of getting nutritional assistance from someone. So, it is a great alternative to food stamps in the form of cash.

SNAP recipients can easily make the most of their SNAP benefits using the EBT system.

Read also >> Does Trader Joe’s Accept EBT in New Jersey? (Food Stamps)

How can I apply for EBT?

The process to apply for EBT is quite simple. The individual or family can apply to be eligible for SNAP benefits. If they fulfill the required criteria, an EBT card will be issued to them.

At the start of every month, a particular amount is deposited into the individual’s SNAP account. Then, they can use their EBT card and spend the monthly amount on SNAP-eligible items at authorized retailers.

Additionally, you can use a SNAP EBT card in any state as long as the retailer is eligible for the program.

About Trader Joe’s

Trader Joe’s is chain of grocery stores that carries many types of organic and non-organic foods, products, as well as multinational food items from different countries. It is a German-owned chain and has its headquarters in Monrovia, California. There are about 503 outlets in 42 states and Washington, DC. 

Although Trader Joe’s is not a 24-hour store, it is typically open from 8 am to 9 pm. It is popular because of the affordable prices and good customer service. 

Does Trader Joe accept SNAP EBT in New York?

All Trader Joe’s outlets are willing to accept EBT cards as well as other cash benefits from the TANF program.

So, you can easily walk into the store with your EBT card and purchase products like meat, fruits, vegetables, seafood, cereal, etc. However, the products must be SNAP-eligible to be accepted under the EBT card. 

For those receiving cash benefits, there are cashback discounts of $5 or $10 at Trader Joe’s. 

Read also >> What Grocery Stores Accept EBT Online? (120 Shop For Groceries With SNAP Benefits)

What can You Buy with SNAP Benefits at Trader Joe’s?

When you go to Trader Joe’s, or any other eligible retailer, there are limits on what you can buy. The main purpose of SNAP is to help low-income people who need access to food and nutrition to stay healthy and active. So, its essence is preventing hunger and promoting good health.

This means that you can use SNAP benefits to purchase essential, staple foods that are good for you. 

Following is a list of eligible food products you can purchase using your EBT card at Trader Joe’s.

  • Filtered Water
  • Poultry and Meat
  • Fruits and Vegetables
  • Fish and Seafood
  • Cooking oils
  • Bread and Cereal
  • Snack Food
  • Dairy Products
  • Soft Drinks
  • Plants and seeds for growing your own food

What are the restrictions on purchases?

SNAP and TANF restrictions are applicable to all SNAP-authorized stores, including Trader Joe’s. This means there are some food items you simply can’t buy from these stores. For instance, places like liquor stores are not eligible.  

The government does not track your orders or keep your purchase history but the system makes it impossible to buy prohibited items. If you try to purchase non-eligible items, you simply won’t be able to redeem the SNAP food stamps through your EBT card.  

Similarly, you can’t use SNAP or TANF cash benefits to purchase travel tickets or services, lottery tickets, tattoos, or make bill payments. Luxurious food items are also not eligible, such as prepared food or junk food.

If you’re at Trader Joe’s and paying with your EBT card, you need to avoid putting these items in your shopping cart:

One exception for buying hot prepared foods from Trader Joe’s is if you are living in a state that qualifies under the Restaurant Meals Program (RMP).

Can you use EBT for online purchases at Trader Joe’s?

Trader Joe’s currently does not sell its products online, so it is not in the EBT program that facilitates EBT as an online payment method.

So, you can’t use your EBT card for online orders, pick-up orders, or grocery deliveries from Trader Joe’s.

Final Words

Trader Joe’s is a great shopping destination for those who have an EBT card. You can easily use the card by swiping it at the register and inserting the PIN.

It’s a good idea to check your EBT balance first and have an alternative payment method when you go for shopping. 

We hope this article was helpful for you.



Lindsey graduated with an MBA in 2009. Since then, Lindsey has worked in the retail and consumer service industry as a manager, advisor, and marketer. Lindsey is also the head writer and Co-founder of Lindsey is based in Morgantown, West Virginia.

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