If you have been diagnosed with cancer, one of the most difficult choices you have to make is to choose a hospital for treatment.
MD Anderson is a famous and well-regarded cancer hospital—but one of the aspects that goes into this decision is, of course, whether the hospital will accept your insurance.
So, does MD Anderson accept Medicare? According to MD Anderson themselves, the answer to this question is yes. Medicare Parts A and B are both fully accepted at MD Anderson. As for Medicare Part C, the answer as to whether or not it is accepted will depend upon your individual plan.
The rest of this article is going to go into detail about whether MD Anderson accepts Medicare, what the different Parts of Medicare cover, how to find out what is covered by your Medicare plan, and more.
Does MD Anderson accept Medicare?
Yes, MD Anderson accepts Medicare. Medicare is a federal health insurance program, meaning that many hospitals must accept it.
Medicare Parts A and B are both fully accepted at MD Anderson, and these parts are in fact the most important when it comes to hospital coverage.
As for Medicare Part C, whether or not it is accepted at MD Anderson depends upon your individual plan. MD Anderson is contracted with Kelsey-Care Medicare Advantage.
However, they also do have working relationships with some other Medicare Advantage plans. In order to find out if your Medicare Part C is accepted, contact your plan.
What is Medicare?
Medicare is a federal health insurance program for Americans who are 65 years old or older. You may also be eligible for Medicare if you have certain disabilities or other qualifying health conditions.
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What do the different Parts of Medicare cover?
Medicare has four parts: A, B, C, and D.
- Medicare Parts A and B are what is called Original Medicare.
- Medicare Part A is Hospital Insurance. So, this is probably the most important Medicare Part for you as an inpatient cancer patient at MD Anderson. This Part of Medicare covers hospital stays, skilled nursing facilities, hospice care, and some additional healthcare.
- Medicare Part B is Medical Insurance. So, this will cover visits to the doctor, preventative care and screenings, and some medical supplies. This Part is also very important to you as a cancer patient at MD Anderson, especially if you are attending a lot of outpatient visits and treatments.
- Medicare Part C is also known as the Medicare Advantage Plan. This Part of Medicare replaces Original Medicare if you have it. It will cover everything that is covered by Medicare Parts A and B, plus some additional coverage.
- These plans may charge different out of pocket costs and have varying rules for how you can get services, so make sure to do your research if you plan to enroll in a Medicare Part C plan.
- Medicare Part D is Prescription Drug Coverage. You can add this to your Original Medicare plan, or you can get it by getting a Medicare Advantage plan which includes drug coverage.
Does MD Anderson accept my Medicare Advantage plan?
This is going to depend on your individual Medicare Advantage plan. If you have Kelsey-Care Medicare Advantage, then yes, your plan will definitely be accepted by MD Anderson.
This is because MD Anderson is specifically contracted with Kelsey-Care Advantage. However, this is the only specific plan that MD Anderson is contracted with.
Despite the fact that they are not contracted with more plans, MD Anderson does have working relationships with several other Medicare Advantage plans.
In order to find out if this is the case for your plan, you should contact your plan. They will be able to tell you if MD Anderson will accept your plan.
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How do I use my Medicare insurance at MD Anderson?
Using your Medicare insurance at MD Anderson is luckily pretty simple. You use it the same way that you would use any other insurance plan. When you make your first appointment at MD Anderson, they will ask you for your insurance information.
You can either provide this now, as you make the appointment, or you can provide it when you actually arrive for your appointment.
When you choose to provide this insurance information does not make a difference for your coverage. It will just save you and the hospital employees some time when you arrive for your appointment.
What if Medicare is my secondary insurance?
If Medicare is your secondary insurance, MD Anderson can still bill them. Just make sure that they have both of your insurance policies on file.
How this works is that your primary insurance will be billed first, and then anything that is not covered will default to your secondary insurance or your Medicare.
How do I update my insurance information at MD Anderson?
If your insurance information changes at any time, it is crucial to make sure that you are keeping it updated with MD Anderson.
This way, when you arrive for your treatment, everything will be correct on file and you will not end up having any complicated issues with billing.
To update your insurance, simply contact MD Anderson and inform them that your insurance has changed. Someone will be more than happy to assist you in getting your information updated so that everything is correct.
So, does MD Anderson accept Medicare? The answer is yes! According to MD Anderson themselves, Medicare Parts A and B are both fully accepted at their facility.
Medicare Part C is also accepted depending upon which plan you have. If you have Kelsey-Care Advantage, your plan is definitely accepted at MD Anderson, since they are contracted together.
If you have another Medicare Advantage plan, you can contact your insurance to find out if your plan will be accepted at MD Anderson.
Medicare Parts A and B are the most important parts of your coverage at MD Anderson since they include your Hospital and Medical Insurance.
The other parts are a bonus, as they can cover more and more depending upon what you have.
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