Progressive Windshield Replacement Policy (What’s Covered + More)

Do you know what progressive windshield replacement policy is? Well, you are at the perfect place to find the answer to such a question.

Do you have an auto policy through Progressive insurance? If so, do you actually understand what is in your policy and what your plan will cover if you ever have issues with your windshield, whether it is cracked in an accident or at the baseball field?

What exactly is Progressives’ windshield replacement Policy? Progressive will replace any windshield under their comprehensive coverage plan. All you have to do is pay the deductible. With this policy, they will also repair any cracks without any fees.

For more information on Progressives windshield replacement policy, keep reading. We will cover their claims process, what is covered, and much more.

Table of Contents

Who is Progressive?

Thanks to the fabulous “mascot” that stars in all of their commercials, you may already know which insurance we are talking about. You know, Flo. Have you heard of her? If not, Flo is the woman in Progressives insurance telling the audience how you can bundle and save with Progressive auto, homeowners, etc. policies.

The company was born in Mayfield Village, Ohio, to Jack Green and Joseph M. Lewis, way back in 1937. Today Progressive holds the #1 spot for commercial auto insurance.

What is Progressive’s Windshield Replacement Policy?

If you want your windshield replaced with Progressive, you must have a comprehensive coverage policy. This is an insurance policy that a customer must request adding to their current policy, providing the driver more coverage than just basic liability.

If you have comprehensive coverage, your windshield can be repaired at no cost to you. However, if your windshield is beyond repair and a replacement is required, you must pay the deductible listed in your insurance policy. This type of coverage is for any windshield damage outside of a collision.

What Coverage Do I Have if My Windshield is Smashed During a Collision?

Your windshield will be covered for repairs if it is damaged in a car accident as long as you have Progressives collision coverage.

Keep in mind that Progressive will only pay for your replacement windshield if the accident was your fault. If the accident was the fault of the other driver, their insurance is responsible.

Where do You go For Your Windshield Replacement or Repairs if you Have Progressive Insurance?

If you are a customer of Progressive, you have the option to choose where you feel most comfortable going to have your windshield repaired.

This insurance company will work with whichever business you choose and will make the payment once the service is completed.

How Do You File a Claim for Windshield Replacement with Progressive?

Filing a claim for a Windshield replacement or repair is pretty straightforward when working with Progressive auto insurance.

All you have to do is log onto their website and access your customer account. Once on your personal page, you will head to “file a claim” and enter the details requested.

If you want to get the process starting ASAP, you could also file a claim on the spot by using the Progressive app or by calling their customer service number.

How Long Does the Claims Process Take?

While other insurance companies can sit on claims for weeks, Progressive is pretty quick at processing your claims and getting your glass repaired as quickly as possible.

This process typically takes only 10 minutes, depending on which glass repair company you pick.

Both Safe Lite and Glass Tek work directly with Progressive insurance companies, where they will bill the insurance directly and fix your windshield as soon as possible, oftentimes the same day.

Does Progressive Offer Glass Coverage Alone?

Yes, if you are concerned about windshield damage being covered under your policy or you live or work somewhere, glass damage is more likely to occur than in other places; you can choose to get a glass coverage added to your insurance policy.

This coverage will take care of all damage to your glass without paying a deductible.

If this is something you could be interested in, check with your local insurance company and ask them if you have this option.

This is not a policy offered in every state, so it may or may not be available for you.

Do You Have to Repair Cracks in Your Windshield?

Cracks in your windshield can make it hard to see well when driving. In many states, it is actually illegal to drive with any windshield damage.

Whether it is unlawful or not, for your safety and the safety of others, it is never a good idea to leave cracks or chips in your windshield while still driving the vehicle.

What is the Difference Between Having Your Windshield Repaired and Having it Replaced?

For insurance purposes, the difference between repairs and replacing a windshield is the amount of money you will pay out of pocket.

Most of the time, repairs are going to be covered as long as the damage was due to an accident or if you have glass replacement on your policy.

The cost of a replacement windshield is hundreds of dollars more than a simple fix, so, like most companies, Progressive would much rather pay for repairs to your cracked windshield than replace the entire thing.

Repairs to a windshield can be made as long as the crack isn’t more than 6-inches long. Any cracks or chips that exceed six inches will require an entire replacement.

Is Progressive a Good Car Insurance for Auto Glass Replacements?

Progressive is a great insurance company for all types of coverage, including auto glass repair and replacement; many customers are happy with their coverage through Progressive and are satisfied with the service provided.

Customer service is fast and friendly, and you should be taken care of in no time at all.

Summing Things Up

If you have Progressive insurance, you will have some type of windshield coverage, whether it is just a collision or comprehensive.

However, all policies are different, and coverage is different depending on where you live. For details on windshield replacement coverage, contact your local Progressive office.

References

https://www.progressive.com/claims/faq/glass-repair-vs-replace/