How Long Does It Take To Get a Duplicate Title In Missouri?

The Application for Missouri Title and License (Form 108) is the primary form for everything having to do with a title in Missouri.

Whether it’s a duplicate, replacement, new title, or inheritance, this application will be necessary at some point.

So, how long does it take to get a duplicate title in Missouri? The turnaround time for receiving your duplicate title in the State of Missouri is four to six weeks, a pretty significant period. There isn’t an alternative method either. Missouri just takes a really long time to get your title to you.

Fortunately, the long wait time for mail delivery doesn’t bleed over into other systems. Applying for and submitting your forms for a duplicate title in Missouri isn’t an intricate spider web of confusing documents, obscure legal terms, and long waits at the DMV (you can file online if you’d prefer).

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How To File For A Duplicate Title In Missouri

As with all title applications, it begins with Form 108. You will find the full form to print or fill out online here.

There are also several forms that you’ll need to submit as well, some are required while others are dictated by the situation:

Be sure to list your Missouri address
Check the duplicate box ☑️
List the reason you’re applying for a duplicate title
The Application for Missouri Title and License form must be notarized by a certified notary
If the original was defaced, you must turn it over with the new application
A Lien Release Form (4809) is required if you just paid the car off.
The duplicate title fee is $8.50 as well as a processing fee of $6.00
Proof of ID

Any Missouri License office will take the application along with any associated documentation or you can mail it in to:

Motor Vehicle Bureau

301 West High Street, Room 370

PO Box 100

Jefferson City, MO, 65105-0100.

Regardless of how you submit your application, the Missouri Vehicle Bureau will mail you your title and it will arrive within 4 to 6 weeks.

Missouri requires that you list a “reason” you are filing for a duplicate title. You can’t leave it blank. If you have a title but it is damaged, you’ll have to turn it over.

If your original title was lost, they want you to answer “lost original title” in the blank space provided.

Whatever the reason, you have to fill that section out. List your current Missouri address so that the Motor Vehicle Bureau can match your current address with what’s on file in the system, as far as your vehicle registration and the title you have on file.

The fees you are required to pay to the Motor Vehicle Bureau are pretty slight. When you turn the fees over, send out a thank you to everything that matters in your life that you don’t live in California and are subject to their fees.

Lastly, show your proof of ID. That can be a driver’s license or a State issued ID.

Can You File For An Application For A Duplicate Title Online In Missouri?

You can start the process online, but only the portion where you fill out the application. After that, you have to show up at your local Missouri License Office or mail it to the address listed at the beginning of this article.

Unfortunately, there’s no available method for expediting the process.

You can, however, contact [email protected] to check up on the status of your title and maybe get an idea of how much longer you will have to wait.

How To Make Corrections On Your Missouri Certificate Of Title

This is pretty much standard operating procedure in all fifty states. It’s by no means required that you change the information on your title to match your current status, however, it’s always strongly advised that you go ahead and do so.

Missouri is very proud of the Application for Missouri Title and License Form 108 because you have to fill one out for a name change as well, along with proof of your legal name change, and bring it to your local Missouri License Office.

All the fees for a duplicate title application apply here as well. $8.50 for the new title along with a $6 processing fee.

Fortunately, that’s the end of it and you will get your new title with your shiny new name in about a month.

Military Out Of State Titling

If you’re in the military, the process is a little more complicated. Of course, it goes without saying that there will be an Application for Missouri Title and License Form 108 in there somewhere, along with several other pieces of documentation that are outside of the norm.

Certificate of Title from whichever state the vehicle was originally titled in
Current insurance card
Statement of Non-Assessment
Vehicle Identification Number and odometer inspection
A General Affidavit (Form 768)

You’ll need the certificate of title or legal document showing that the lien has been satisfied and the vehicle is paid off.

A current insurance card is necessary because out-of-state titling for military members usually includes vehicle registration as well.

The Statement of Non-Assessment verifies that you are on active duty, shows your home address (along with your state), provides a Leave and Earnings Statement, and shows whether or not you owe any property taxes.

If the vehicle has been out of state for more than two months, you’ll also have to complete the General Affidavit Form 768.

This form confirms that the vehicle has been inspected within the allotted time frame of ten days from the day the vehicle was returned to Missouri.

The General Affidavit also confirms that the vehicle has undergone an emissions inspection within the same 10-day time limit.

In addition to the forms, there is a 4.225% state tax applied, not including local taxes as well as the standard $8.50 application fee and $6.00 processing fee.

Is Missouri A Title Holding State?

Missouri is one of nine states that hold titles. What this means is that Missouri will send you a title, regardless of whether your vehicle is still under finance or not. They will not send your title to a lienholder.

When your vehicle is fully paid, you get the Lien Release Form 4809, fill out the application, and essentially get a duplicate title that is yours without any copy being retained by the lienholder.

It’s a good system because the purchasing party gets the title and the rights of ownership but the lienholder also gets a copy of the title. Also, the lien still has to be released before titling after the vehicle is paid for.

Can You Get A Bonded Title In Missouri?

If you’ve lost your title and cannot prove ownership of your vehicle—with any other documentation or legal avenues—the Missouri Department of Revenue will likely offer to give you a bond title.

What a bond title does is protect the Missouri Department of Revenue from any future liabilities in case a claimant comes forward protesting your ownership and claiming theirs.

The vehicle in question has to be more than seven years old and can’t be worth more than $3,000. You’ll pay a ballpark estimate of $100 for a $3,000 surety and receive a bonded title that grants you every right that a normal title does.

Once three years have passed, you can return the bonded title and get a new, clean title without any concern over the possibility of other claimants.

Of course, if there’s a record of the vehicle being titled with the Missouri Motor Vehicle Bureau, the bonded title will be denied.

This includes any conflicting history of two separate owners with titles on the same vehicle. This way, the Missouri Department of Revenue avoids any potential conflict.

Missouri Titles From Transfer On Death (TOD)

Transfer On Death titles are essentially ownership and title transferred by inheritance. There is another type, Joint Tenancy, where there are two owners of a title, with the title changing ownership upon the death of one of the joint tenants, verified by proof of death.

Missouri’s method regarding duplicate titles from Transfer On Death is simple. Proof of death, such as a death certificate, will suffice, so long as both of your names, including that of the deceased are on the title.

In the event that it is an inherited vehicle, with only the name of the deceased, a last will and testament, or similar legal document will suffice.

Either way, an Application for Missouri Title and License Form 108, along with a testament or certificate of death must be filed for a new, clean title with one owner named.

The same processing and application fees apply.

Final Word

Missouri takes quite a while to send out duplicate titles, or any titles at all for that matter. By the time four to six weeks is up, you’ll probably forget that you ordered a title, to begin with.

Unfortunately, there’s no expediting it and no other process you can take part in that will get the title to you any faster.

On the bright side, Missouri’s application process is simple, straightforward, and cheap.

Not even new residents getting a title will have much to complain about, especially if they just moved from California.

References

https://manage.getnewtitle.com/missouri-lost-car-title-vehicle-title-replacement-service.html